Get Pre-Qualified and get funded as easy as steps 1 to 3.

Follow the steps to get pre-qualified and get funded to kickstart your business.

Step 1

Choose the funding loan that suits your need. And check out the document requirements for you to complete in order to get funded.

Step 2

Fill up the online form. Fill in all the necessary information needed and send the required documents to Elder Keith.

Step 3

After completing the online form  wait for the funding contract that will be sent to you by Elder Keith.

STEP 1

Review all the necessary requirements and qualifications for the chosen tier that you wanted to apply to.

Self – Employed Unsecured Funding 1099/Sole Proprietorship/Single Member LLC

 

FUNDING DETAILS:

$10,000 to $400,000 – Funded in as little as a week.

Approvals in As Little as s24 Hours.

No Down Payment, No Collateral, or No Reserves Needed. No Upfront Costs. 15% Success Fee If Funded.

Term loans – 3 or 5 year(s) with rates as low as 6% for well qualified borrowers. Monthly Payments are Principal and Interest.

*Lenders determine the interest rates, terms, and payments.

 

REQUIREMENTS:

  1. $50,000+ Gross Revenue: Must be in business minimum 2 years. Adjusted Gross Income (AGI) minimum $27,000.
  2. 2+ years of Clean Credit History: No recent late payments, judgements, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
  3. 50% or Lower Revolving Debt.
  4. 650+ Credit Scores on all 3 Credit Bureaus.
  5. No New Accounts in the last 6 months. (Credit Cards, Increasing Credit Limits, Mortgages, Refinances, etc.)
  6. No more than 6 inquiries on ALL Credit Bureau in the last 6 months.

 

DOCUMENTS NEEDED:

Signed Contract and Completed Application

Color Copy of ID. Front and Back in PDF or JPEG format.

Color Copy of Social Security Card. Front and Back in PDF or JPEG format.

Proof of Income: 2 Years 1040 Filed Returns, Schedule C and 4506T (For Personal and Business)

Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.

 

Suggested Services

https://www.identityiq.com

https://www.privacyguard.com

https://checkfreescore.com

 

Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone or Deed or Lease Contract of Home.

3 Months of Personal Bank Statements.

3 Months of Business Bank Statements. (If applicable)

Voided Check: Must match provided bank account information. Must be for a personal bank account. No Starter Checks. Direct Deposit form or Official Letter from the bank if no voided check.

Unsecured Personal Funding W2 – Employees

 

Funding Details:

$10,000 to $400,000 – Funded in as little as a week.

Approvals in As Little as 24 hours

NO Upfront Costs. 15% Success Fee If Funded

No Down Payment, No Collateral, or No Reserves needed. Borrowers pay a 15%(15pts) fee if successfully funded.

Term Loans – 3 -5 year terms with rates as low as 6% for well qualified borrowers. Monthly Payments of Principal and Interest.

Line of Credit – Flexible Borrowing option. Rates as low as 6% for well qualified borrowers. Monthly Payments of Principal and Interest. Requires a 700+ Credit Score.

*Lenders determine the interest rates, terms, and payments.

 

REQUIREMENTS:

  1. 650+ Credit Scores: Must be reporting on all 3 credit bureaus.
  2. 2+ Years of Clean Credit History: No recent late payments, no judgments, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
  3. No New Accounts in the last 6 months. (Credit Cards, Increasing Credit, Personal Loans, Refinances, Mortgages, etc.)
  4. 60% or Lower Revolving Debt
  5. No more than 6 inquiries on ALL Credit Bureau in the last 6 months
  6. $27,000 Provable Annual Income

 

DOCUMENTS NEEDED:

Signed Contract and Completed Application

ID Color Copy, Front and Back in PDF or JPEG format. Driver’s License, State ID, or Passport

Proof of Income: W2 & 1 Month Pay stubs

Social Security Card Color Copy, Front and Back in PDF or JPEG format and Back

Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.

 

Suggested Services

https://www.identityiq.com

https://www.privacyguard.com

https://checkfreescore.com

 

3 Months of Personal Bank Statement: Must show direct deposit.

Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone, Deed or Lease Contract for Home

Voided Personal Check: No Starter Checks. Direct Deposit form or Official Letter from the bank if no voided check.

Self-Employed Unsecured Funding S-Corp

 

Funding Details

$10,000 to $400,000 – Funded in as little as a week.

No Upfront Costs. 15% Success Fee If Funded

No Down Payment, No Collateral, or No Reserves needed.

Term Loans – 3 or 5 year(s) with rates as low as 6% for well qualified borrowers. Monthly Payments are Principal and Interest.

*Lenders determine the interest rates, terms, and payments.

 

REQUIREMENTS:

  1. $50,000+ Gross Revenue and Adjusted Gross Minimum (AGI) $27,000.
  2. 2+ Years of Clean Credit History: No recent late payments, no judgments, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
  3. 60% or Lower Revolving Debt
  4. 650+ Credit Scores: Must be reporting on all 3 credit bureaus.
  5. No New Accounts in the last 6 months. (Credit Cards, Increasing Credit, Personal Loans, Refinances, Mortgages, etc.)
  6. No more than 6 inquiries on ALL Credit Bureau in the last 6 months

 

DOCUMENTS NEEDED:

Signed contract and completed application

Color Copy of ID. Front and Back in PDF or JPEG format.

Color Copy of Social Security Card. Front and Back in PDF or JPEG format.

Proof of Income: 2 years 1040 filed returns, K-1 and 4506T (For Personal and Business)

Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.

Suggested Services

https://www.identityiq.com

https://www.privacyguard.com

https://checkfreescore.com

 

Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone or Deed or Lease Contract of Home.

3 Months of Personal Bank Statements.

3 Months of Business Bank Statements.

Voided Check: Must match provided bank account information. Must be for personal bank account. No Starter Checks. Direct Deposit form or Official Letter from the bank if no voided check.

Unsecured Personal Funding Retirees

 

Funding Details

$10,000 to $400,000 – Funded in as little as a week.

Approvals in as little as 24 hours

NO upfront costs. 15% success fee if funded

No Down Payment, No Collateral, or No Reserves needed. Borrowers pay a 15% (15pts) fee if successfully funded.

Term Loans – 3 or 5 year(s) with rates as low as 6% for well qualified borrowers. Monthly Payments are Principal and Interest.

Lines of Credit – Flexible borrowing option. Rates as low as 6% for well qualified borrowers. Monthly payments of principal and interest. Requires a 700+ Credit Score.

*Lenders determine the interest rates, terms and payments.

 

REQUIREMENTS:

  1. 650+ Credit Scores: Must be reporting on all 3 credit bureaus.
  2. 2+ Years of Clean Credit History: No recent late payments, no judgments, collections, or liens. Bankruptcies must be discharged for a minimum of 2 years.
  3. No New Accounts in the last 6 months. (Credit Cards, Increasing Credit, Personal Loans, Refinances, Mortgages, etc.)
  4. 60% or Lower Revolving Debt
  5. No more than 6 inquiries on ALL Credit Bureau in the last 6 months
  6. $27,000 Provable Annual Income

 

DOCUMENTS NEEDED:

Signed Contract and Completed Application

ID Color Copy, Front and Back in PDF or JPEG format. Driver’s License, State ID, or Passport

Proof of income: 1099R, Awards Letter, or 3 Monthly Statements

Social Security Card Color Copy, Front and Back in PDF or JPEG format and Back

Logins to Credit Monitoring Website: Must show all 3 scores. NO CREDIT KARMA.

 

Suggested Services

https://www.identityiq.com

https://www.privacyguard.com

https://checkfreescore.com

 

3 Months of Personal Bank Statements: Must show direct deposit

Utility Bill: Electric, Gas, Water, Waste, Cable, Telephone or Deed or Lease Contract of Home.

Voided Personal Check: No starter checks. Direct deposit form or Official letter from the bank if no voided check.

STEP 2

 

Fill up the form and submit all the required necessary documents to [email protected]

PRE-QUALIFYING FORM

Get started today and fill up all the necessary information and submit all the required documents to proceed on step 3.

STEP 3

Kindly wait for at least 48 hours for a contract email from Elder Keith. Please check your inbox reqularly.